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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,726 | $165,399+22.0% | $149,745+34.7% | $158,982+26.9% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 19.67% | 348.34%-328.7pp | 276.72%-257.1pp | 302.99%-283.3pp |
| Employer contribution / active EE | $4,395 | $5,105-13.9% | $4,646-5.4% | $4,763-7.7% |
| Participant deferral / active EE | $12,977 | $7,183+80.7% | $6,843+89.6% | $5,983+116.9% |
| Admin fee / account holder | $469 | $10,811-95.7% | $9,312-95.0% | $11,252-95.8% |