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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,117 | $171,272-96.4% | $127,803-95.2% | $152,897-96.0% |
| Participation rate | 76.5% | 83.5%-7.0pp | 79.0%-2.5pp | 82.5%-6.0pp |
| Annual return | 19.96% | 23.54%-3.6pp | 26.14%-6.2pp | 345.43%-325.5pp |
| Employer contribution / active EE | $0 | $5,451-100.0% | $4,576-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,856 | $7,043-59.5% | $6,023-52.6% | $5,851-51.2% |
| Admin fee / account holder | $915 | $14,540-93.7% | $9,399-90.3% | $11,599-92.1% |