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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,129 | $32,117-80.9% | $71,086-91.4% | $64,181-90.5% |
| Participation rate | 38.0% | 42.7%-4.7pp | 54.7%-16.6pp | 69.6%-31.5pp |
| Annual return | 60.66% | -5.57%+66.2pp | 650.59%-589.9pp | 7.63%+53.0pp |
| Employer contribution / active EE | $699 | $712-1.8% | $1,088-35.7% | $2,381-70.6% |
| Participant deferral / active EE | $1,043 | $1,263-17.4% | $1,874-44.4% | $3,470-69.9% |
| Admin fee / account holder | $129 | $2,759-95.3% | $3,082-95.8% | $4,887-97.4% |