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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,053 | $87,733-27.0% | $106,551-39.9% | $85,856-25.4% |
| Participation rate | 87.3% | 71.9%+15.3pp | 76.1%+11.1pp | 69.3%+18.0pp |
| Annual return | 19.71% | 21.86%-2.1pp | 26.80%-7.1pp | 318.58%-298.9pp |
| Employer contribution / active EE | $7,067 | $2,073+240.9% | $2,819+150.7% | $2,565+175.5% |
| Participant deferral / active EE | $12,830 | $3,469+269.8% | $4,398+191.7% | $3,952+224.7% |
| Admin fee / account holder | $3,954 | $6,767-41.6% | $7,408-46.6% | $6,261-36.8% |