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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,858 | $157,276-89.9% | $141,177-88.8% | $152,885-89.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 0.00% | 64.33%-64.3pp | 71.40%-71.4pp | 345.39%-345.4pp |
| Employer contribution / active EE | $2,711 | $5,262-48.5% | $4,736-42.7% | $4,763-43.1% |
| Participant deferral / active EE | $6,940 | $7,110-2.4% | $6,710+3.4% | $5,851+18.6% |
| Admin fee / account holder | $917 | $12,123-92.4% | $10,263-91.1% | $11,598-92.1% |