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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,442 | $93,589-75.0% | $135,942-82.8% | $75,181-68.8% |
| Participation rate | 48.1% | 75.2%-27.1pp | 81.9%-33.8pp | 67.2%-19.1pp |
| Annual return | 27.49% | 30.90%-3.4pp | 68.28%-40.8pp | 160.69%-133.2pp |
| Employer contribution / active EE | $1,749 | $3,537-50.6% | $4,858-64.0% | $2,671-34.5% |
| Participant deferral / active EE | $3,836 | $6,405-40.1% | $7,759-50.6% | $4,126-7.0% |
| Admin fee / account holder | $2,030 | $6,977-70.9% | $10,764-81.1% | $5,650-64.1% |