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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,703 | $93,098-54.1% | $77,081-44.6% | $134,509-68.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -20.65% | 62.63%-83.3pp | 42.33%-63.0pp | 418.13%-438.8pp |
| Employer contribution / active EE | $1,984 | $3,419-42.0% | $2,813-29.5% | $4,741-58.1% |
| Participant deferral / active EE | $6,442 | $5,239+22.9% | $4,428+45.5% | $6,400+0.6% |
| Admin fee / account holder | $5,158 | $6,945-25.7% | $5,427-4.9% | $11,427-54.9% |