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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,264 | $165,381-93.2% | $149,730-92.5% | $158,966-92.9% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 8.15% | 348.29%-340.1pp | 276.70%-268.6pp | 302.95%-294.8pp |
| Employer contribution / active EE | $1,272 | $5,104-75.1% | $4,645-72.6% | $4,762-73.3% |
| Participant deferral / active EE | $2,434 | $7,182-66.1% | $6,843-64.4% | $5,983-59.3% |
| Admin fee / account holder | $10,386 | $10,809-3.9% | $9,310+11.6% | $11,250-7.7% |