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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,938 | $76,608-87.0% | $56,077-82.3% | $145,877-93.2% |
| Participation rate | 83.3% | 63.2%+20.1pp | 52.5%+30.8pp | 80.3%+3.0pp |
| Annual return | 24.74% | 3009.59%-2984.9pp | 1709.28%-1684.5pp | 551.28%-526.5pp |
| Employer contribution / active EE | $1,288 | $1,382-6.8% | $1,040+23.8% | $4,663-72.4% |
| Participant deferral / active EE | $2,211 | $2,624-15.7% | $1,954+13.2% | $6,691-67.0% |
| Admin fee / account holder | $1,186 | $3,325-64.3% | $2,825-58.0% | $13,402-91.1% |