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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,528 | $81,763-94.5% | $58,561-92.3% | $139,466-96.8% |
| Participation rate | 85.7% | 61.3%+24.4pp | 50.9%+34.8pp | 80.3%+5.4pp |
| Annual return | 22.90% | 7427.77%-7404.9pp | 4251.33%-4228.4pp | 373.66%-350.8pp |
| Employer contribution / active EE | $1,149 | $1,398-17.8% | $1,053+9.1% | $4,754-75.8% |
| Participant deferral / active EE | $2,119 | $2,555-17.0% | $1,923+10.2% | $6,712-68.4% |
| Admin fee / account holder | $1,447 | $3,273-55.8% | $2,520-42.6% | $11,409-87.3% |