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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,938 | $76,519-87.0% | $56,025-82.3% | $145,897-93.2% |
| Participation rate | 83.3% | 63.2%+20.1pp | 52.5%+30.8pp | 80.3%+3.0pp |
| Annual return | 24.74% | 3017.03%-2992.3pp | 1712.69%-1688.0pp | 552.29%-527.6pp |
| Employer contribution / active EE | $1,288 | $1,383-6.9% | $1,042+23.7% | $4,663-72.4% |
| Participant deferral / active EE | $2,211 | $2,624-15.7% | $1,955+13.1% | $6,689-66.9% |
| Admin fee / account holder | $1,186 | $3,331-64.4% | $2,828-58.1% | $13,390-91.1% |