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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,823 | $70,418-86.1% | $96,570-89.8% | $85,847-88.6% |
| Participation rate | 38.9% | 61.8%-22.9pp | 69.8%-30.9pp | 69.3%-30.4pp |
| Annual return | 17.47% | 18.59%-1.1pp | 37.79%-20.3pp | 318.61%-301.1pp |
| Employer contribution / active EE | $585 | $1,413-58.6% | $2,357-75.2% | $2,565-77.2% |
| Participant deferral / active EE | $1,926 | $2,894-33.5% | $3,849-50.0% | $3,952-51.3% |
| Admin fee / account holder | $169 | $4,995-96.6% | $6,182-97.3% | $6,261-97.3% |