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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,217 | $76,608-48.8% | $56,077-30.1% | $145,877-73.1% |
| Participation rate | 44.4% | 63.2%-18.8pp | 52.5%-8.1pp | 80.3%-35.9pp |
| Annual return | 13.14% | 3009.59%-2996.4pp | 1709.28%-1696.1pp | 551.28%-538.1pp |
| Employer contribution / active EE | $535 | $1,382-61.3% | $1,040-48.6% | $4,663-88.5% |
| Participant deferral / active EE | $4,110 | $2,624+56.6% | $1,954+110.3% | $6,691-38.6% |
| Admin fee / account holder | $401 | $3,325-87.9% | $2,825-85.8% | $13,402-97.0% |