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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,984 | $84,551-85.8% | $61,452-80.5% | $134,532-91.1% |
| Participation rate | 56.3% | 62.2%-5.9pp | 52.6%+3.7pp | 81.2%-25.0pp |
| Annual return | -17.22% | 585.39%-602.6pp | 338.96%-356.2pp | 418.27%-435.5pp |
| Employer contribution / active EE | $572 | $1,545-63.0% | $1,160-50.6% | $4,741-87.9% |
| Participant deferral / active EE | $4,090 | $2,818+45.1% | $2,125+92.5% | $6,401-36.1% |
| Admin fee / account holder | $643 | $2,587-75.1% | $2,131-69.8% | $11,429-94.4% |