Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,387 | $77,574-80.2% | $108,753-85.9% | $86,983-82.3% |
| Participation rate | 69.8% | 62.3%+7.5pp | 71.1%-1.3pp | 69.5%+0.2pp |
| Annual return | 18.13% | 18.42%-0.3pp | 37.47%-19.3pp | 25.83%-7.7pp |
| Employer contribution / active EE | $0 | $1,611-100.0% | $2,427-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $930 | $3,128-70.3% | $4,115-77.4% | $4,194-77.8% |
| Admin fee / account holder | $590 | $6,529-91.0% | $10,320-94.3% | $7,856-92.5% |