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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,243 | $95,895-75.8% | $79,576-70.8% | $134,509-82.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -16.52% | -2.72%-13.8pp | 0.15%-16.7pp | 418.13%-434.7pp |
| Employer contribution / active EE | $86 | $3,128-97.3% | $2,413-96.5% | $4,741-98.2% |
| Participant deferral / active EE | $10,509 | $4,693+123.9% | $3,985+163.7% | $6,400+64.2% |
| Admin fee / account holder | $1,894 | $9,129-79.3% | $6,834-72.3% | $11,427-83.4% |