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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,307 | $185,312-9.7% | $161,489+3.6% | $154,746+8.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 91.89% | 103.84%-11.9pp | 89.72%+2.2pp | 172.34%-80.4pp |
| Employer contribution / active EE | $23,321 | $4,769+389.0% | $4,268+446.4% | $4,379+432.6% |
| Participant deferral / active EE | $4,700 | $6,350-26.0% | $5,630-16.5% | $6,730-30.2% |
| Admin fee / account holder | $1,140 | $18,654-93.9% | $16,006-92.9% | $14,365-92.1% |