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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,874 | $175,231-71.5% | $149,696-66.7% | $139,466-64.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.06% | 166.77%-146.7pp | 134.46%-114.4pp | 373.66%-353.6pp |
| Employer contribution / active EE | $4,286 | $5,478-21.8% | $4,821-11.1% | $4,754-9.8% |
| Participant deferral / active EE | $5,625 | $6,521-13.7% | $5,682-1.0% | $6,712-16.2% |
| Admin fee / account holder | $424 | $16,155-97.4% | $13,212-96.8% | $11,409-96.3% |