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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,091 | $95,664-76.9% | $76,902-71.3% | $139,487-84.2% |
| Participation rate | 42.9% | 74.0%-31.1pp | 69.6%-26.7pp | 80.3%-37.5pp |
| Annual return | 21.95% | 55.03%-33.1pp | 37.91%-16.0pp | 373.84%-351.9pp |
| Employer contribution / active EE | $471 | $3,147-85.0% | $2,534-81.4% | $4,755-90.1% |
| Participant deferral / active EE | $3,933 | $4,626-15.0% | $3,833+2.6% | $6,713-41.4% |
| Admin fee / account holder | $1,050 | $8,311-87.4% | $5,479-80.8% | $11,407-90.8% |