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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,395 | $88,603-86.0% | $69,890-82.3% | $134,545-90.8% |
| Participation rate | 45.5% | 74.9%-29.5pp | 70.5%-25.0pp | 81.2%-35.8pp |
| Annual return | -20.60% | 442.93%-463.5pp | 190.84%-211.4pp | 418.37%-439.0pp |
| Employer contribution / active EE | $251 | $3,236-92.2% | $2,560-90.2% | $4,742-94.7% |
| Participant deferral / active EE | $2,231 | $4,771-53.2% | $3,848-42.0% | $6,401-65.2% |
| Admin fee / account holder | $60 | $10,443-99.4% | $6,267-99.0% | $11,431-99.5% |