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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,372 | $29,716+25.8% | $56,077-33.4% | $80,925-53.8% |
| Participation rate | 26.9% | 41.7%-14.8pp | 52.5%-25.6pp | 67.7%-40.7pp |
| Annual return | 16.03% | 35.30%-19.3pp | 1709.28%-1693.2pp | 35.65%-19.6pp |
| Employer contribution / active EE | $884 | $671+31.8% | $1,040-15.0% | $2,756-67.9% |
| Participant deferral / active EE | $1,941 | $1,228+58.0% | $1,954-0.7% | $4,299-54.8% |
| Admin fee / account holder | $211 | $2,432-91.3% | $2,825-92.5% | $6,940-97.0% |