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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,560 | $84,628-79.3% | $61,501-71.4% | $134,545-86.9% |
| Participation rate | 23.5% | 62.2%-38.7pp | 52.6%-29.0pp | 81.2%-57.7pp |
| Annual return | -21.03% | 585.61%-606.6pp | 339.04%-360.1pp | 418.37%-439.4pp |
| Employer contribution / active EE | $661 | $1,545-57.2% | $1,160-43.0% | $4,742-86.1% |
| Participant deferral / active EE | $1,071 | $2,819-62.0% | $2,125-49.6% | $6,401-83.3% |
| Admin fee / account holder | $385 | $2,587-85.1% | $2,132-82.0% | $11,431-96.6% |