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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,372 | $29,733+25.7% | $56,025-33.3% | $80,959-53.8% |
| Participation rate | 26.9% | 41.7%-14.8pp | 52.5%-25.6pp | 67.7%-40.7pp |
| Annual return | 16.03% | 35.28%-19.3pp | 1712.69%-1696.7pp | 35.67%-19.6pp |
| Employer contribution / active EE | $884 | $672+31.6% | $1,042-15.1% | $2,757-67.9% |
| Participant deferral / active EE | $1,941 | $1,229+57.9% | $1,955-0.7% | $4,300-54.9% |
| Admin fee / account holder | $211 | $2,434-91.3% | $2,828-92.5% | $6,925-97.0% |