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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,218 | $85,766-79.9% | $136,298-87.4% | $70,126-75.4% |
| Participation rate | 83.9% | 74.2%+9.7pp | 81.9%+1.9pp | 69.5%+14.3pp |
| Annual return | 23.05% | 31.46%-8.4pp | 5156.27%-5133.2pp | 73.15%-50.1pp |
| Employer contribution / active EE | $995 | $2,966-66.5% | $4,696-78.8% | $2,343-57.5% |
| Participant deferral / active EE | $4,590 | $5,051-9.1% | $6,247-26.5% | $3,332+37.8% |
| Admin fee / account holder | $2,235 | $5,421-58.8% | $9,244-75.8% | $4,645-51.9% |