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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,414 | $81,668-59.1% | $58,507-42.9% | $139,487-76.0% |
| Participation rate | 40.0% | 61.3%-21.3pp | 50.9%-10.9pp | 80.3%-40.3pp |
| Annual return | 33.09% | 7430.07%-7397.0pp | 4252.32%-4219.2pp | 373.84%-340.8pp |
| Employer contribution / active EE | $712 | $1,398-49.1% | $1,053-32.4% | $4,755-85.0% |
| Participant deferral / active EE | $2,449 | $2,554-4.1% | $1,922+27.4% | $6,713-63.5% |
| Admin fee / account holder | $1,948 | $3,212-39.3% | $2,486-21.6% | $11,407-82.9% |