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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,173 | $110,551-79.0% | $80,741-71.3% | $167,536-86.2% |
| Participation rate | 37.5% | 64.0%-26.5pp | 54.2%-16.7pp | 82.1%-44.6pp |
| Annual return | 36.17% | 120.57%-84.4pp | 87.30%-51.1pp | 478.82%-442.7pp |
| Employer contribution / active EE | $813 | $1,543-47.3% | $1,160-30.0% | $4,839-83.2% |
| Participant deferral / active EE | $2,632 | $2,870-8.3% | $2,145+22.7% | $6,342-58.5% |
| Admin fee / account holder | $18 | $4,547-99.6% | $3,380-99.5% | $12,315-99.9% |