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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,149 | $95,895-47.7% | $79,576-37.0% | $134,509-62.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -41.49% | -2.72%-38.8pp | 0.15%-41.6pp | 418.13%-459.6pp |
| Employer contribution / active EE | $2,044 | $3,128-34.7% | $2,413-15.3% | $4,741-56.9% |
| Participant deferral / active EE | $5,049 | $4,693+7.6% | $3,985+26.7% | $6,400-21.1% |
| Admin fee / account holder | $845 | $9,129-90.7% | $6,834-87.6% | $11,427-92.6% |