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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,046 | $167,353-32.5% | $143,797-21.4% | $134,545-16.0% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -13.01% | 0.48%-13.5pp | -0.04%-13.0pp | 418.37%-431.4pp |
| Employer contribution / active EE | $600 | $5,620-89.3% | $4,952-87.9% | $4,742-87.4% |
| Participant deferral / active EE | $6,957 | $6,447+7.9% | $5,638+23.4% | $6,401+8.7% |
| Admin fee / account holder | $2,824 | $18,096-84.4% | $14,679-80.8% | $11,431-75.3% |