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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,023 | $217,432-35.1% | $185,851-24.1% | $167,553-15.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.51% | 148.43%-139.9pp | 122.11%-113.6pp | 478.89%-470.4pp |
| Employer contribution / active EE | $4,635 | $5,874-21.1% | $5,168-10.3% | $4,840-4.2% |
| Participant deferral / active EE | $6,902 | $6,357+8.6% | $5,569+23.9% | $6,343+8.8% |
| Admin fee / account holder | $140,399 | $19,820+608.4% | $16,245+764.3% | $12,316+1039.9% |