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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,153 | $30,385-76.5% | $56,054-87.2% | $74,400-90.4% |
| Participation rate | 53.6% | 32.9%+20.7pp | 52.5%+1.2pp | 67.2%-13.6pp |
| Annual return | 15.02% | 24.92%-9.9pp | 1705.95%-1690.9pp | 1367.51%-1352.5pp |
| Employer contribution / active EE | $390 | $609-36.0% | $1,039-62.5% | $2,624-85.2% |
| Participant deferral / active EE | $669 | $1,174-43.0% | $1,952-65.7% | $4,348-84.6% |
| Admin fee / account holder | $348 | $2,361-85.3% | $2,822-87.7% | $1,944-82.1% |