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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,569 | $114,119-88.1% | $107,187-87.3% | $138,895-90.2% |
| Participation rate | 63.6% | 78.1%-14.4pp | 75.0%-11.4pp | 79.9%-16.3pp |
| Annual return | 23.32% | 273.21%-249.9pp | 204.55%-181.2pp | 145.39%-122.1pp |
| Employer contribution / active EE | $1,603 | $4,059-60.5% | $3,782-57.6% | $4,194-61.8% |
| Participant deferral / active EE | $2,722 | $5,538-50.8% | $5,096-46.6% | $6,396-57.4% |
| Admin fee / account holder | $392 | $10,024-96.1% | $9,162-95.7% | $12,562-96.9% |