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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,387 | $165,381-67.7% | $149,730-64.3% | $158,966-66.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.01% | 348.29%-333.3pp | 276.70%-261.7pp | 302.95%-287.9pp |
| Employer contribution / active EE | $7,124 | $5,104+39.6% | $4,645+53.4% | $4,762+49.6% |
| Participant deferral / active EE | $17,202 | $7,182+139.5% | $6,843+151.4% | $5,983+187.5% |
| Admin fee / account holder | $22,115 | $10,809+104.6% | $9,310+137.5% | $11,250+96.6% |