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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,393 | $148,582-89.6% | $135,942-88.7% | $139,456-89.0% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 101.33% | 79.26%+22.1pp | 68.28%+33.1pp | 373.45%-272.1pp |
| Employer contribution / active EE | $1,047 | $5,245-80.0% | $4,858-78.5% | $4,753-78.0% |
| Participant deferral / active EE | $2,638 | $8,101-67.4% | $7,759-66.0% | $6,711-60.7% |
| Admin fee / account holder | $313 | $12,402-97.5% | $10,764-97.1% | $11,407-97.3% |