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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,516 | $176,077-80.4% | $159,455-78.4% | $167,518-79.4% |
| Participation rate | 85.7% | 84.9%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 24.53% | 331.83%-307.3pp | 263.63%-239.1pp | 478.71%-454.2pp |
| Employer contribution / active EE | $1,738 | $5,298-67.2% | $4,830-64.0% | $4,838-64.1% |
| Participant deferral / active EE | $2,889 | $7,751-62.7% | $7,353-60.7% | $6,342-54.5% |
| Admin fee / account holder | $1,630 | $12,556-87.0% | $10,800-84.9% | $12,312-86.8% |