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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,338 | $95,895-76.7% | $79,576-71.9% | $134,509-83.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -17.37% | -2.72%-14.6pp | 0.15%-17.5pp | 418.13%-435.5pp |
| Employer contribution / active EE | $21,408 | $3,128+584.3% | $2,413+787.1% | $4,741+351.6% |
| Participant deferral / active EE | $9,711 | $4,693+106.9% | $3,985+143.7% | $6,400+51.7% |
| Admin fee / account holder | $5,059 | $9,129-44.6% | $6,834-26.0% | $11,427-55.7% |