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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,980 | $29,716-22.7% | $56,077-59.0% | $80,925-71.6% |
| Participation rate | 22.2% | 41.7%-19.5pp | 52.5%-30.3pp | 67.7%-45.4pp |
| Annual return | 14.30% | 35.30%-21.0pp | 1709.28%-1695.0pp | 35.65%-21.3pp |
| Employer contribution / active EE | $542 | $671-19.3% | $1,040-48.0% | $2,756-80.4% |
| Participant deferral / active EE | $1,060 | $1,228-13.7% | $1,954-45.8% | $4,299-75.3% |
| Admin fee / account holder | $1,128 | $2,432-53.6% | $2,825-60.1% | $6,940-83.7% |