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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,781 | $27,936-47.1% | $58,561-74.8% | $75,173-80.3% |
| Participation rate | 21.1% | 38.8%-17.8pp | 50.9%-29.8pp | 67.2%-46.2pp |
| Annual return | 26.45% | 44.21%-17.8pp | 4251.33%-4224.9pp | 160.72%-134.3pp |
| Employer contribution / active EE | $524 | $670-21.7% | $1,053-50.3% | $2,671-80.4% |
| Participant deferral / active EE | $1,056 | $1,202-12.2% | $1,923-45.1% | $4,126-74.4% |
| Admin fee / account holder | $665 | $1,727-61.5% | $2,520-73.6% | $5,651-88.2% |