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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,460 | $56,134-84.9% | $96,171-91.2% | $85,847-90.1% |
| Participation rate | 67.9% | 56.7%+11.1pp | 68.4%-0.6pp | 69.3%-1.5pp |
| Annual return | 43.83% | 42.30%+1.5pp | 192.04%-148.2pp | 318.61%-274.8pp |
| Employer contribution / active EE | $810 | $1,620-50.0% | $2,799-71.1% | $2,565-68.4% |
| Participant deferral / active EE | $1,480 | $2,858-48.2% | $4,350-66.0% | $3,952-62.5% |
| Admin fee / account holder | $204 | $3,769-94.6% | $5,538-96.3% | $6,261-96.7% |