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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,687 | $109,411-93.9% | $89,435-92.5% | $158,982-95.8% |
| Participation rate | 90.9% | 74.3%+16.6pp | 68.0%+22.9pp | 82.0%+8.9pp |
| Annual return | 28.02% | 345.68%-317.7pp | 245.55%-217.5pp | 302.99%-275.0pp |
| Employer contribution / active EE | $2,246 | $3,173-29.2% | $2,587-13.2% | $4,763-52.8% |
| Participant deferral / active EE | $4,662 | $4,600+1.3% | $3,890+19.8% | $5,983-22.1% |
| Admin fee / account holder | $556 | $6,159-91.0% | $4,884-88.6% | $11,252-95.1% |