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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,418 | $160,028-76.0% | $147,080-73.9% | $145,884-73.7% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 22.00% | 98.60%-76.6pp | 420.17%-398.2pp | 551.85%-529.9pp |
| Employer contribution / active EE | $7,161 | $5,286+35.5% | $4,933+45.2% | $4,662+53.6% |
| Participant deferral / active EE | $12,533 | $8,422+48.8% | $8,066+55.4% | $6,690+87.4% |
| Admin fee / account holder | $1,213 | $15,030-91.9% | $12,989-90.7% | $13,392-90.9% |