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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,965 | $148,629-79.2% | $135,982-77.2% | $139,487-77.8% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 32.62% | 79.33%-46.7pp | 68.32%-35.7pp | 373.84%-341.2pp |
| Employer contribution / active EE | $6,550 | $5,247+24.9% | $4,859+34.8% | $4,755+37.8% |
| Participant deferral / active EE | $11,412 | $8,102+40.8% | $7,760+47.1% | $6,713+70.0% |
| Admin fee / account holder | $1,540 | $12,406-87.6% | $10,767-85.7% | $11,407-86.5% |