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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,326 | $154,228-63.5% | $145,433-61.3% | $137,256-59.0% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 23.53% | 74.59%-51.1pp | 66.58%-43.0pp | 220.34%-196.8pp |
| Employer contribution / active EE | $11,195 | $4,804+133.0% | $4,554+145.8% | $4,156+169.4% |
| Participant deferral / active EE | $19,365 | $8,216+135.7% | $7,897+145.2% | $6,407+202.3% |
| Admin fee / account holder | $3,923 | $14,344-72.7% | $13,129-70.1% | $12,270-68.0% |