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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,418 | $160,040-76.0% | $147,096-73.9% | $145,877-73.7% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 22.00% | 98.49%-76.5pp | 419.75%-397.8pp | 551.28%-529.3pp |
| Employer contribution / active EE | $7,161 | $5,289+35.4% | $4,936+45.1% | $4,663+53.6% |
| Participant deferral / active EE | $12,533 | $8,429+48.7% | $8,071+55.3% | $6,691+87.3% |
| Admin fee / account holder | $1,213 | $15,050-91.9% | $13,005-90.7% | $13,402-90.9% |