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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,418 | $160,070-76.0% | $147,117-73.9% | $145,897-73.7% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 22.00% | 98.69%-76.7pp | 420.54%-398.5pp | 552.29%-530.3pp |
| Employer contribution / active EE | $7,161 | $5,285+35.5% | $4,932+45.2% | $4,663+53.6% |
| Participant deferral / active EE | $12,533 | $8,419+48.9% | $8,065+55.4% | $6,689+87.4% |
| Admin fee / account holder | $1,213 | $15,035-91.9% | $12,993-90.7% | $13,390-90.9% |