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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,712 | $110,093+6.0% | $97,295+20.0% | $145,897-20.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.75% | 244.76%-230.0pp | 75.62%-60.9pp | 552.29%-537.5pp |
| Employer contribution / active EE | $10,841 | $3,077+252.3% | $2,723+298.1% | $4,663+132.5% |
| Participant deferral / active EE | $4,873 | $4,678+4.2% | $4,264+14.3% | $6,689-27.2% |
| Admin fee / account holder | $2,147 | $6,212-65.4% | $5,646-62.0% | $13,390-84.0% |