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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,585 | $101,618+29.5% | $93,063+41.4% | $137,256-4.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.35% | 223.95%-208.6pp | 34.15%-18.8pp | 220.34%-205.0pp |
| Employer contribution / active EE | $11,574 | $2,707+327.5% | $2,476+367.4% | $4,156+178.5% |
| Participant deferral / active EE | $7,170 | $4,279+67.5% | $3,958+81.1% | $6,407+11.9% |
| Admin fee / account holder | $1,104 | $6,198-82.2% | $6,033-81.7% | $12,270-91.0% |