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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,384 | $160,040-32.9% | $147,096-27.0% | $145,877-26.4% |
| Participation rate | 89.5% | 84.0%+5.5pp | 82.2%+7.3pp | 80.3%+9.2pp |
| Annual return | 20.59% | 98.49%-77.9pp | 419.75%-399.2pp | 551.28%-530.7pp |
| Employer contribution / active EE | $8,528 | $5,289+61.2% | $4,936+72.8% | $4,663+82.9% |
| Participant deferral / active EE | $17,771 | $8,429+110.8% | $8,071+120.2% | $6,691+165.6% |
| Admin fee / account holder | $7,905 | $15,050-47.5% | $13,005-39.2% | $13,402-41.0% |