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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,050 | $93,598-20.9% | $135,974-45.5% | $75,173-1.5% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 29.40% | 30.89%-1.5pp | 68.30%-38.9pp | 160.72%-131.3pp |
| Employer contribution / active EE | $6,827 | $3,538+93.0% | $4,859+40.5% | $2,671+155.6% |
| Participant deferral / active EE | $16,194 | $6,405+152.8% | $7,760+108.7% | $4,126+292.5% |
| Admin fee / account holder | $1,622 | $6,978-76.8% | $10,767-84.9% | $5,651-71.3% |