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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,230 | $99,647-89.7% | $86,439-88.2% | $134,509-92.4% |
| Participation rate | 80.0% | 82.1%-2.1pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -31.75% | 6784.13%-6815.9pp | 4395.55%-4427.3pp | 418.13%-449.9pp |
| Employer contribution / active EE | $2,364 | $4,401-46.3% | $3,769-37.3% | $4,741-50.1% |
| Participant deferral / active EE | $5,234 | $7,246-27.8% | $6,952-24.7% | $6,400-18.2% |
| Admin fee / account holder | $608 | $8,373-92.7% | $6,732-91.0% | $11,427-94.7% |