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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,166 | $26,549-65.5% | $61,399-85.1% | $66,930-86.3% |
| Participation rate | 35.7% | 38.1%-2.4pp | 52.6%-16.9pp | 69.8%-34.2pp |
| Annual return | -30.30% | -16.21%-14.1pp | 338.81%-369.1pp | 1.57%-31.9pp |
| Employer contribution / active EE | $1,260 | $651+93.5% | $1,159+8.7% | $2,545-50.5% |
| Participant deferral / active EE | $1,715 | $1,338+28.2% | $2,124-19.3% | $4,238-59.5% |
| Admin fee / account holder | $163 | $409-60.2% | $2,131-92.4% | $593-72.6% |