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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,641 | $755,339-83.9% | $379,746-68.0% | $158,950-23.5% |
| Participation rate | 100.0% | 81.8%+18.2pp | 78.4%+21.6pp | 82.0%+18.0pp |
| Annual return | 165.33% | 53.41%+111.9pp | 34.90%+130.4pp | 302.91%-137.6pp |
| Employer contribution / active EE | $29,271 | $4,685+524.7% | $3,540+726.9% | $4,762+514.7% |
| Participant deferral / active EE | $36,711 | $7,938+362.5% | $6,024+509.4% | $5,983+513.6% |
| Admin fee / account holder | $7,817 | $14,482-46.0% | $7,927-1.4% | $11,248-30.5% |