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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,183 | $29,733-5.2% | $56,025-49.7% | $80,959-65.2% |
| Participation rate | 27.3% | 41.7%-14.4pp | 52.5%-25.2pp | 67.7%-40.4pp |
| Annual return | 16.84% | 35.28%-18.4pp | 1712.69%-1695.8pp | 35.67%-18.8pp |
| Employer contribution / active EE | $528 | $672-21.3% | $1,042-49.3% | $2,757-80.8% |
| Participant deferral / active EE | $1,633 | $1,229+32.8% | $1,955-16.5% | $4,300-62.0% |
| Admin fee / account holder | $19 | $2,434-99.2% | $2,828-99.3% | $6,925-99.7% |