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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,517 | $91,179-67.6% | $178,499-83.5% | $79,852-63.0% |
| Participation rate | 38.5% | 69.2%-30.7pp | 81.9%-43.5pp | 69.6%-31.2pp |
| Annual return | 20.02% | 24.19%-4.2pp | 151.10%-131.1pp | 31.72%-11.7pp |
| Employer contribution / active EE | $937 | $3,256-71.2% | $5,011-81.3% | $2,471-62.1% |
| Participant deferral / active EE | $2,678 | $3,236-17.2% | $5,202-48.5% | $3,740-28.4% |
| Admin fee / account holder | $96 | $6,749-98.6% | $13,986-99.3% | $5,306-98.2% |